Blog

November 4, 2021

WATER WATER EVERYWHERE: WHAT WILL THE COMING YEARS MEAN FOR YOUR HOME?

Recent FEMA data have shown that 98% of all U.S. counties have experienced some sort of flooding event, and that floods have racked up a total […]
June 22, 2021

RISK MANAGEMENT—REPLACEMENT COST VS. REBUILD COST

As property insurance rates increase, people are looking at their home insurance policies and one of the most common questions has to do with the limits […]
June 8, 2021

THINKING ABOUT A HOME OR CONDO IN FLORIDA?  WE SHOULD TALK SO YOU UNDERSTAND THE MARKETPLACE TODAY! 

The COVID-19 pandemic has caused many changes in the way we live and work. Among these has been a migration of people from the northeast and […]
March 16, 2021

PROFESSIONAL AND MANAGEMENT LIABILITY —IS YOUR BUSINESS PROTECTED?

In today’s business environment, it’s essential to identify and address your company’s vulnerabilities. Most business owners are aware of the need to safeguard capital assets like […]
February 16, 2021
work from home

ASSESSING YOUR POLICY LIMITS IN THE WORK-FROM-HOME ECONOMY

The COVID-19 pandemic has resulted in some sweeping changes in the way America does business. One obvious side-effect is the vast increase in the number of […]
September 17, 2020

What Affects your Insurance Rates and Availability?

FACTORS AFFECTING YOUR INSURANCE RATES & AVAILABILITY   Whether you’re looking to insure a primary residence, a vacation home, a vehicle, or a business, many factors […]
September 1, 2020

EARLY LEAK DETECTION CAN REDUCE FLOOD RISK AND LOWER INSURANCE PREMIUMS

Water damage is the number one claim cited on property policies in the U.S. Water can quickly invade buildings and compromise the integrity of your home, vacation getaway, or business. It can also damage the valuable assets you’ve worked hard to acquire. Assessing and trying to control damage as much as you can result in fewer disruptions of your home, business or vacations. [...]
July 10, 2020

CHANGES IN LATITUDE, CHANGES IN ATTITUDE

Growth means change, not just in income or location, but in our risk profiles too. Whether you’re an empty-nester downsizing into a smaller home, an investor purchasing a rental property, or a soon-to-be retirees purchasing a vacation home, your risk profile likely isn’t what it was when a few years ago. Recently acquired assets, changes in personal liquidity, and fluctuations in property values can leave you vulnerable to risk during the times [...]
April 30, 2020

PROTECTING YOUR BUILDINGS AND FACILITIES DURING SHELTER-IN-PLACE ORDERS

The rapid development and progression of the COVID-19 pandemic has forced many state governors to issue shelter-in-place orders that require “non-essential” businesses to cease operations. As we move through these uncertain times, it’s difficult to say how long these orders will remain in place or how reopening [...]